Why Hibbard & Ruby Wealth Management?
Independent Firm
Fiduciary Advisors
We're a family-owned Independent Firm with Fiduciary Advisors. As fiduciaries, we're legally required to act in our client's best interests above our own. The advantage of being independent is that we have the flexibility to work with any company that we feel best serves our client's needs and goals, supporting our fiduciary standard we owe to all of our clients.
Advisory Model-Based
Investment Approach
At Hibbard & Ruby, we actively manage client portfolios using an Advisory Model-Based approach. Every client owns the same core investments, and when we adjust our model, those changes are applied across all accounts simultaneously. This keeps every portfolio aligned with our proven strategy, while each client’s allocation is personalized based on their unique goals and risk profile.
Tax Preparation &
Customized Strategies
Unlike most advisors, we handle tax preparation during tax season. This gives us the tax knowledge and expertise to fully understand your financial picture. With this insight, we create custom strategies tailored to your unique situation. We believe it’s not about how much you make, but how much you get to keep.
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Our Why
We believe financial planning is bigger than managing money, it’s about helping people live with confidence, clarity, and peace of mind. Our mission is to guide families through every stage of life, providing not just advice, but understanding, support, and reassurance along the way.
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As a family-owned firm, we know trust is at the heart of lasting relationships. That's why we strive to treat our clients with the same respect and compassion we would offer our own family, because it's the people we serve who matter most.
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Our Office​
Open Hours
February 1st - April 15th
April 16th - January 31st
Address
Phone
2316 Washington Street
Manitowoc, WI 54220
920-682-1014
Monday - Friday​​
9:00 AM – 5:30 PM
Monday - Friday​​
9:00 AM – 4:00 PM
Securities and investment advisory services offered through Osaic Wealth, Inc., member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. Osaic Wealth does not provide legal or tax advice. This communication is strictly intended for individuals residing in the states of CA, FL, GA, IL, IN, MN, OH, PA, TX, WI. No offers may be made or accepted from any resident outside the specific state(s) referenced.
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HIBBARD & RUBY WEALTH MANAGEMENT is in the business of providing financial and investment services beyond tax return preparation and tax representation; tax information if supplied could be used by Hibbard & Ruby Wealth Management Representatives to make recommendations, including the following: Financial Planning, General Investment Advice, Advice, Planning and Sales related to Tax-Advantaged Investment Vehicles, Advice, Planning and Sales related to Tax-Advantaged Retirement Plans, Sales of Securities, including Mutual Funds, Stocks, Bonds, Annuities & Life Insurance. These services are an integral part of the total services for HIBBARD & RUBY WEALTH MANAGEMENT. Clients are under no obligation whatsoever to follow any recommendations made or to purchase any products offered by or through HIBBARD & RUBY WEALTH MANAGEMENT. Beyond the specific purpose of providing other financial advice or proposing other services, no tax return information, if furnished, will be disclosed to any person or for any purpose not specifically allowed by law or by subsequent written approval. HIBBARD & RUBY WEALTH MANAGEMENT. does not disclose any nonpublic personal information about current customers or former customers to anyone, except as permitted by law.